Insurance and Payment
Many of SunCloud Health’s patients use their in-network benefits to pay for treatment. There is usually a deductible and some form of co- insurance that our patients must pay directly to us.
This (CNBC) video provides a basic understanding of how medical costs and insurance are related and structured. Which may help you anticipate expenses and budget better for your health.
Upon admission to SunCloud Health, a patient must sign a “SCH Financial Agreement” contract that obligates him or her to pay for the services rendered, commensurate with the contracts we have in place with the various insurance companies and per each individual’s specific plan. For the financial portion our patients pay directly to us, SunCloud accepts Visa, MasterCard and American Express. We also accept checks.
Our main concern is providing recovery and helping people find a more fulfilling life.
Important to note on patient intake:
We suggest patients consult our Intake/Financial Coordinators (call us at (855) 956-2850), our coordinators will:
- Review costs
- Payment options
- Work with patients to help them fully understand how their insurance benefits can be used to support them with treatment
Our initial assessments and evaluations are intended to provide a recommended level of and course of care.
- Charges will apply unless otherwise advised.
- Cancelation policies may also apply.
- Financial terms and conditions are provided at your first visit; please ask if you would like to review them ahead of time.
- Where needed we will work with our patients to make arrangements that fit their financial situations.
Insurance
SunCloud Health is currently in-network with the following insurance providers. If you do not see your insurance listed, please contact us regardless, as we can and will work with you to help maximize your benefits.
- BCBS of IL and out of state BCBS PPO plans
- BCBS – Federal plans
- BCBS of IL * HMO * In-Network Groups
- DULY
- Advocate Lutheran
- UIC Physicians Group
- Unified Physicians Network
- Independent Phys at Mercy
- Advocate South Suburban
- Advocate Christ
- Advocate Good Shepard
- Advocate IL Masonic
- Advocate Halsted
- Access Community – referral from PCP required
- Advocate Condell Phys Partners
- Advocate Sherman
- Advocate Health Care Rolling Meadows
- EPH – IPA
- EPH – Silver Cross
- Loyola Partners
- Northwestern – Subject to program – For evening and ED only
- Amita Health – Subject to Program – RTC MH only
- United HealthCare, Optum, Unites Behavioral Health
- Kaiser Permanente
- United Health Care Student Resources
- UMR
- Oxford
- Medica
- AllSavers
- VA
- Aetna
- First Health
- Meritain
- HealthSmart
- Aetna Student
- Cigna
- EverNorth Behavioral Health
- Great West
- HealthGram
- Health Partners
- Humana
- Tricare East (PHP, IOP, OP – MH and SA, RTC – MH only 21 years and younger only): Prime and Select Plans
- Beacon/Carelon Behavioral Health
- Compsych
- Magellan
- Provider Network Of America
- CareFirst BlueCross BlueShield
Out of Network Insurance plans with Single Case Agreement options:
- UHP
- Homestead Plans
- Healthlink
- Health Alliance
- Ambetter
- Tufts
**We do not participate with Medicaid/Medicare/Medicare Supplemental plans at this time.**
If your insurance is not listed above, it does not mean we do not accept, we will find out more with a benefit verification.
Explaining SunCloud’s Integrated Model Why is an integrated treatment model essential to successfully treating patients?
Dr. Kim Dennis, Co-Founder and Medical Director at SunCloud Health, discusses the vital role the integrated model (that she is pioneering at SunCloud Health) plays in the success of treating patients with co-occurring disorders and underlying trauma. How does SunCloud create an authentic culture of patient support?
