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(866) 729-1012

Payments, Insurance and Accreditation

We provide continuous care treatment options through groups, individual and family education, and community connections.

Insurance and Payment

Many of SunCloud Health’s patients use their in-network benefits to pay for treatment. There is usually a deductible and some form of co- insurance that our patients must pay directly to us.

This (CNBC) video provides a basic understanding of how medical costs and insurance are related and structured. Which may help you anticipate expenses and budget better for your health.

Upon admission to SunCloud Health, a patient must sign a “SCH Financial Agreement” contract that obligates him or her to pay for the services rendered, commensurate with the contracts we have in place with the various insurance companies and per each individual’s specific plan. For the financial portion our patients pay directly to us, SCH accepts Visa, MasterCard and American Express.  We also accept checks.

Our main concern is providing recovery and helping people find a more fulfilling life.

Important to note on patient intake:

We suggest patients consult our Intake/Financial Coordinators (call us at (866) 729-1012), our coordinators will:

  • Review costs
  • Payment options
  • Work with patients to help them fully understand how their insurance benefits can be used to support them with treatment

Our initial assessments and evaluations are intended to provide a recommended level of and course of care.

  • Charges will apply unless otherwise advised.
  • Cancelation policies may also apply.
  • Financial terms and conditions are provided at your first visit; please ask if you would like to review them ahead of time.
  • Where needed we will work with our patients to make arrangements that fit their financial situations.

Lending Options

Financing may be available through MyTreatment Lender (not affiliated with SCH). Click here for more information.

Please note there are risks associated with borrowing money for anything, including treatment.

Read this disclosure for the commonly associated risks.


SCH is accepting most forms of ComPsych coverage.
SCH is accepting most forms of TRICARE insurance.
SCH is accepting most forms of Humana insurance.
SCH is accepting most forms of Aetna insurance.
SCH is accepting most forms of United Healthcare Optum insurance.
SCH is accepting most forms of Blue Cross Blue Shield insurance.
SCH is accepting most forms of Magellan Healthcare insurance.
SCH is accepting most forms of Cigna insurance.
SCH is accepting Beacon/Value Options insurance.
SCH is accepting most forms of Behavioral Health Systems insurance.

Please contact us so we can help you verify your benefits with your insurance provider. Please contact us regardless of your insurance, as we can and will work with you to help you maximize your benefits.

Accreditation and Licensing

Joint Commission Behavioral Health Care Accredited

SunCloud Health is accredited by the Joint Commission, demonstrating our ongoing commitment to safe, high-quality behavioral health care.

SunCloud Health is licensed by the Illinois Department of Human Services

DASA Licensed

We are also accredited by the Illinois Department of Alcohol and Substance Abuse.

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Accreditations, Certifications & Licensing

DASA License. Department of Alcohol and Substance Abuse.
Joint Commission Behavioral Health Care Accreditation.
The Joint Commission signifies that all people always experience the safest, highest quality, best-value health care across all settings with a devotion to patient safety. The Gold Seal, is a symbol to the community and patients we serve that SunCloud Health has placed an emphasis on quality of care.

We are here for you.

One of the nations most trusted names in treating substance use addictions, eating disorders, mood disorders, PTSD and related traumas.
(866) 729-1012