Payments, Insurance and AccreditationWe provide continuous care treatment options through groups, individual and family education, and community connections.
Insurance and Payment
Many of SunCloud Health’s patients use their in network benefits to pay for treatment. There is usually a deductible and some form of co- insurance that our patients must pay directly to us. Our staff works directly with our patient’s insurance company to coordinate the financial cost of treatment. Some of our patients self pay for treatment and some of our patients choose to receive treatment regardless of what their insurance company agrees to pay for.
Upon admission to SunCloud Health, a patient must sign a “SCH Financial Agreement ” contract that obligates him or her to pay for the services rendered, commensurate with the contracts we have in place with the various insurance companies and per each individual’s specific plan. For the financial portion our patients pay directly to us, SCH accepts Visa, MasterCard and American Express. We also accept checks.
Our main concern is providing recovery and helping people find a more fulfilling life. However, we suggest patients consult our Intake/Financial Coordinators who will review costs and payment options, and work with patients to help them understand how their insurance benefits can be used to support them with treatment. Where needed we will work with our patients to make arrangements that fit their financial situations.
Financing may be available through MyTreatment Lender (not affiliated with SCH). Click Here for more information.
Please note there are risks associated with borrowing money for anything, including treatment.
Read this disclosure for the commonly associated risks.
SCH is accepting most forms of Humana insurance.
SCH is accepting most forms of Aetna insurance.
SCH is accepting most forms of United Healthcare Optum insurance.
SCH is accepting most forms of Blue Cross Blue Shield insurance.
SCH is accepting most forms of Magellan Healthcare insurance.
SCH is accepting most forms of Cigna insurance.
SCH is accepting Beacon/Value Options insurance.
Please contact us so we can help you verify your benefits with your insurance provider.
Please contact us regardless of your insurance, as we can and will work with you to help you maximize your benefits.
Accreditation and Licensing
Joint Commission Behavioral Health Care Accredited
SunCloud Health is accredited by the Joint Commission, demonstrating our ongoing commitment to safe, high-quality behavioral health care.
We are also accredited by the Illinois Department of Alcohol and Substance Abuse.